Best For: Nationalities or Domiciles where investment opportunities are heavily restricted.
Cost: 5.3/10 – The cost of the regular savings is slightly higher than most although the added life insurance option is quite reasonable.
Service: 6.1/10 – Not great service. The request will be actioned but probably not the same day.
Overall: 5.7/10 – Better options available although they will often accept the business from some jurisdictions or nationalities that other companies won’t.
Main Positives: Only product available in some jursdictions.
Main Negatives: Feels like innovation in the industry has overtaken them.
The Group’s products are unit-linked regular or single premium life assurance and investment contracts which offer access to a wide range of investment assets. Products are designed to appeal to affluent international investors, institutions and wealth-management groups. They are distributed exclusively through independent financial advisors (“IFAs”) and the retail operations of financial institutions supported by our multi-language online platform, Hansard OnLine.
Really Hansard are best avoided where other options are available, however, they do offer their products in several countries that other options are unavailable. Their life insurance offerings can be quite competitive.