RL360 Review

Best For: Lump Sum Investments. Regular savings 15yr+

Jursidiction: Isle Of Man (EU base to be opening soon)

Lump Sum Investments

Cost: 7.6/10 – Fee structures can be customized to suit client’s needs. No ongoing custodian fees.
Service: 8.3/10 – Reasonably good processing times and helpful phone service, online dealing.
Overall: 8.6/10 – A good option with excellent global coverage.

Investment Universe: ​Individual Equities, Funds, ETF's, Cash​

Regular Savings

Cost: 6.8/10 – The cost of the regular savings is good. Better for terms of longer than 10 years, very good for clients that may want to reduce or suspend premiums as missed payment fees are not directly charged.
Service: 8.3/10 – Reasonably good processing times and helpful phone service, online dealing.
Overall: 7.9/10 – Very good for investment over longer time range, good flexibility.

Main Positives: Good product range and service

Main Negatives: For EU based clients a trust is required to conduct buisness adding a layer of cost.

Company Overview:

Less attractive for EU residents since they introduced the requirement for a trust for direct investment business thus adding a layer of cost but still good to use under a pension. Commission disclosure is a step in the right direction too to help clean up the offshore space.You can also access a wider range of investment opportunities via their platforms than may be available to residents of certain jurisdictions.

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